Upon finishing the video above, please fill out the quiz below for your certificate. Homeownership Orientation Quiz Name(Required) First Last Email(Required) 1. Am I responsible for paying back a mortgage with affordable monthly mortgage payments?(Required) Yes No 2. Does Habitat for Humanity of the Greater Harrisburg Area give homes away for free?(Required) Yes No 3. What is “sweat equity”?(Required) A cash donation to Habitat Volunteer hours working on your home, in the ReStore, or other fundraising events A type of home repair grant 4. Are partner families expected to attend financial education and homeowner readiness workshops?(Required) Yes No 5. Am I permitted to rent out my Habitat home or use it as something other than my primary residence?(Required) Yes No 6. Who builds Habitat homes?(Required) Only contractors Volunteers, partner families, and subcontractors working together The homeowner alone 7. If a family moves into a Habitat home, are they responsible for paying the affordable monthly mortgage payments, home maintenance, taxes, and insurance?(Required) Yes No 8. What are the three main qualifications for becoming a Habitat homeowner?(Required) Income, good credit, and owning land Ability to repay an affordable mortgage, need for affordable housing, willingness to partner Employment, savings, and family size 9. How does Habitat keep homes affordable for families?(Required) By using volunteer labor, donated materials, offering affordable mortgage payments, and at times offering subsidy. By building smaller homes By eliminating property taxes 10. When does a Habitat homeowner officially become the owner of their home?(Required) After living there for one year Once they move in When they sign the closing and mortgage documents
